TULSA - Oklahoma led the nation in insurance claims due to damage from natural disasters in 2013, and by a sizeable margin.
Insurance companies paid out $2 billion dollars in claims in the Sooner State, beating second-place Texas by a half billion dollars.
Overall, 2013 was actually a fairly good year for damage claims, the lowest since 2009.
By comparison, SuperStorm Sandy contributed to a whopping $35 billion in insurance claims in 2012, led by New York with $9.76 billion and New Jersey with $6.37 billion.
The figures come from the Insurance Information Institute.
KRMG contacted Oklahoma Insurance Commissioner John Doak to ask if the huge losses from 2013 will lead to higher premiums.
He said probably not -- at least, not yet.
Insurance companies base their rates on a ten-year average, he said, but the bad news is that the number and amount of claims continues to rise.
"Data would reflect that the last four to five years, the severe storms in the United States have really picked up," Doak said.
And Oklahoma gets more than its share, he added, noting that "for a state with a non-coastal border, we have the most catastrophic losses of any other state."
He urges consumers to shop around to get the best rate, and perhaps more importantly, to ensure that the policy they have will make them whole in the event of a catastrophic loss.
"As we move into the weather season that KRMG helps us with, evaluate those policies and evaluate your contents and make sure you have the proper coverage to bring yourself back whole," he said.