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Tips for coping with the stress
How will you cope? Authorities and mental health professionals offer these tips. There is the rush to prepare, the nervous anticipation, the unsettling period during the storm, the loss of property, scavenging gas, or just living without power for a few days. A hurricane experience can be incredibly stressful. In ...
Evacuating pets: Plan ahead
Prepare ahead for safety and comfort of your pet Do not leave pets at home, especially if you live in an evacuation area. Even if they survive the storm, they might flee a damaged home and be lost in the chaos. Where to take your pet It might be difficult, ...
Consider health needs
Before a hurricane strikes, don’t forget to consider your health and medical needs. Talk to your doctor before a storm to help you develop a hurricane plan. Some medical conditions, such as those on dialysis or people needing refrigerated medication, require special provisions to avoid complications brought on by the ...
Tips for parents of young children
Activities help kids stay busy Children can be the most vulnerable individuals in a hurricane. Here are some ways to help your kids cope during and after a storm. SUPPLIES Stock up on any special medication or food that your children will need. Let children gather cherished keepsakes for reassurance. ...
Tips for the elderly
Storms can be especially distressing for seniors. In addition to the preparation described elsewhere on this Web site, here are some important tips for seniors. If you are a senior You cannot count on help immediately following a storm. Make preparations now. If you have no one to assist you, ...
Evacuation: Decide early whether to leave
You must evacuate if you live on a barrier island, in a low-lying area or in a mobile home. Otherwise, your first choice should be to stay put. If a major storm threatens South Florida, it could take up to 99 hours to get everyone out, studies show. That’s more ...
Updates on Citizens, State Farm
Citizens Citizens Property Insurance Corp. is a state-created entity that serves as the insurer of last resort for policyholders locked out of the private market. Changes made by the legislature ended requirements that Citizens charge the highest rates in Florida and also allowed more policyholders to obtain Citizens coverage. Eligibility ...
Claims: How to file, deal with adjusters
What if you have to file a claim? Take photos or video of your home to document your belongings for insurance adjusters. A free computer software program, www.insurancevault.net , will walk you through what are the key images to take. Make sure images are easily accessible immediately after the hurricane ...
The basics of your policy
Some policyholders mistakenly think they need to insure their house for its resale value. You should be insuring your house for its replacement value, which is the amount it will take to rebuild the home if it is destroyed by a covered peril. Your insurance agent will provide you with ...
Food: Kitchen essentials
Leave salty favorites, sodas and alcohol off shopping list When you’re hot, stressed and thirsty, certain foods are a bad idea; some speed up dehydration. Here are foods that should be a last resort for storm preparation: Salty chips, salted nuts and snack foods: These add little nutrition, and your ...
Water and Ice
WATER Basics: Enough for 1 to 1.5 gallons of drinking water per person per day, for one-week minimum (a two-person household would need 14 to 21 gallons). Water for two weeks is ideal. Also figure 1 gallon per person per day of water for washing hands, flushing toilets and for ...
Shopping List
Buy supplies early. Don’t wait until a storm threatens. Lines will be long and supplies short. Note: The state will NOT have a hurricane tax holiday this year. HURRICANE KIT Assemble this now. Put aside in a special box. Keep heat-sensitive items inside home and rotate stock throughout season: Flashlights ...
Electronics precautions
Outlets may not be safe if they get wet Outlets must be properly grounded. Professionally installed outlets are grounded, but install-yourself units might not be. But if outlets get wet, they might be unsafe, regardless of grounding. You need a surge protector, not just a power strip, to protect your ...
Storing gas
Gas storage requires caution If you plan to stock up on gasoline before the storm, follow these critical safety rules: Don’t smoke near it! Store in an approved, properly labeled metal or plastic, tightly capped safety container made specifically for gasoline. Never store gasoline in glass or in non-reusable plastic ...
How to prepare your business
Facilities Secure your building, equipment and inventory. Keep an extra stock of vital supplies and backup files of records at an off-site location. Review your insurance coverage. Inventory, document and photograph equipment and offices. Have copies of policies and contact numbers. Operations Plan to work with limited cash, no power ...
Generator maintenance
Every week, consumers take their portable generators to local stores hoping for good news. They swear they’ve been performing the recommended monthly maintenance on the machines so loud, but so valued when the power goes out following a storm. But the tell-tale thick brown sludge in the generator’s carburetor gives ...
Garage doors: How to know if yours will fail?
Is your door rated for wind? For debris impact? If you don’t know, most likely it isn’t. Look for indications a door will perform poorly. Older, weaker doors and doors that aren’t up to code can buckle or twist off tracks in strong winds or when struck by debris. Winds ...
Pools: Before and after tips
Don’t drain water from pool Leave water level alone. Draining, so it won’t overflow, is pointless. If you drain it more than a few feet below normal and the ground gets saturated, the pool’s shell could pop out of the ground (even with concrete pools). Water provides weight to hold ...
Securing your boat
Boat insurance: Coverages vary widely See if your policy covers you for moving your boat out of danger when a storm is approaching. Boats are a unique line in the insurance industry, one that is not regulated. It is insurance for watercraft, whether a powerboat, a sailboat, a yacht or ...
Landscapes: Trees and yard
Trees should be trimmed by early June, before storms threaten. Many municipalities have “amnesty” weeks before storm season, when you can deposit more than the allowable limit of yard debris. Call municipalities for more information. Call a professional. Trees trimmed by a professional arborist are far less likely to go ...
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